
Auto Insurance Company of Maryland AIC
Posted Mar 2, 2011 by anonymous | 9918 views | 0 comments
On Sept. 14th I purchased auto insurance through Benninger Insurance Company. My agent was given all the details previously. I'm a new resident of the United States, passed my driving knowledge test and am scheduled for the road test on October 17th. Therefore I'm currently driving with a learner's permit. Robyn said it wouldn't be a problem to insure my new car as long as a PA licensed, 18 years or older person went in my insurance. That was taken care of and Robyn gave me the details of the company offering the lowest insurance in my case. This company was Agency Insurance Company of Maryland, Inc (NAIC# 35173)was willing to insure my new car for $1133 for six months. My down payment was $265.20. After all paperwork was signed I went to the dealership to pick my new car on September 15th. On Sept. 22nd, I received a notice from the Agency Insurance Company of Maryland Inc stating that an additional premium of $695.00 had been added to my policy because of unverifiable driving record and the fact that I'm driving with a learner's permit.So here I am with a new car in my garage and an insurance policy that almost $700 dollars later I CAN'T AFFORD. All details had been given to the agent, including a copy of my learner's permit. What right do they have to increase my premium to $1800 for 6 months when they knew from the beginning that I'm currently driving with a learner's permit? How about all the paperwork signed at the insurance office, including a schedule of payments and my total premium... isn't that a contract? And if so, aren't they breaking a contract?AIC's employee, Vanessa, recognized her company made a mistake, but the company is not willing to insure my car for the $1133 agreed upon on September 14th. Not only they don't want to insure my car but they won't refund my $265.20 down payment. Vanessa stated that they are actually doing me a favor by not charging me a cancelation fee... are they serious??? Stay away from Agency Insurance Company of Maryland, Inc. If this is how they treat their new customers imagine when you file a claim!
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