Whom It May Concern: Reference : Financial Concepts International LLC. Invoice #1511 dated 7-7-05 4408 N. 12th Street Suite#100 Phoenix, Az 85014 1-800-509-3002 In July 2006, A salesperson contacted me regarding her business concept. I ask her to mail me the information and I would get back to her. On July 15,2006, I received a package of information in the mail and an invoice where my checking account had been debited for $250.00. I was asked to sign and return the contract. Not having given authorization for this transaction, I called the company and was told that the salesperson (Leah Brown) was know longer with the company and that she had been terminated for unethical behavior such as the one mention above. I was told that a Mr. Andrew Chavez would be checking into this matter and that someone would contact me soon. I have tried on several occasions to contact this company. I have talked with several people with the company, including a Brian and a Maria. In the last two months I have tried to contact the company but, now no one will answer the phone. Maria had said that she was the receptionist. This transaction overdraw my checking account and caused checks to be returned. I had had surgery at the time and could not take care of it immediately. Bye the time I was able to address this issue, the bank had charged my account over $300.00 in NSF fees and had returned and paid some of the checks. It really created a burden! I had to eventually close my account and some of the fees went to collections. Would you please help me resolve this matter? I would not only like to be refunded for the $250.00, I would also like resitition for the fees. Thanking you in advance for following through with this matter. Sincerely, Francine Terrell 3667 Springbrook Ave. San Jose, Ca. 95148 408-238-2507- Home 408-202-5875- Cell Fterrell@comcast