Auto finance is what I do for a lvinig and auto loans are based on the following factors;1. LTV (loan to value).2. Term requested.3. Age of vehicle.4. Miles on vehicle.5. Down payment amount.6. Time on job.7. Time at residence.8. Monthly income before taxes.9. Credit score/profile.Depending on how the above are submitted to the lenders anyone with a score from 500 up can be approved with a decent rate.As far as your question, 680 is the cut off for the best rate from Chrysler, anything below 640 is considered sub-prime.Far more important then score is your credit profile. You need at least 3 credit card accounts (revolving) with balances below 30% of your credit limit and 2 cars, boats, homes, furniture or personal loans (installment) all with good long payment history's for the best rates.I look at credit all day and see people every month with 700 scores that can not buy cars because their score is made up of 1 credit card with a $500.00 limit paid 15-times and a couple of student loans.While this profile generates a great score it doe's not show the willingness or the ability to actually pay anybody.

Lots of foreplay will help with that..the wetter you are the better ;)

Look at me! Look at me! I'm an asshole!

I have a hobby im writing a novel and i made this date cause idk when ill see him again after this day.

I get the feeling this is just someone trying to get the guys all riled about and drooling over a virgin. It's really not a big deal.. And if you stuck toys in that far you would have already broke it. It's maybe an uncomfortable twinge the first time and not alot of blood... you wouldn't even know if you weren't looking for it!! It actually hurts less than a guy with a long cock going too deep and hard and hitting your cervix... That's more painful than losing your virginity!! I find it hard to believe someone makes an appointment for the day your gonna do it. I wish there was a lie detector on here!! If this is for real.. Your putting way to much thought and time into all this! Get a hobby or read a book!!!

Honey, I'd recommend that you take it easy and maybe have a discussion with your partner to work in the hymen over a period of time until you are eventualy ready for full penetration. The process can actually be fun. There is no need to just tear into it like so many do. You are in charge of your body and you call the shots. If he doesn't understand that, find someone else or take your own virginity yourself.

I don't have a boyfriend.

Loose your virginity towards your boyfriend.

I hope the guy is superhung with a cock like a horse. I hope he tears your cunt to shreds with that cock. I hope he sends you to the ER with internal bleeding.