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Get one from Sears. They're easy to get and Sears has just about everything, but the isrteent rate isn't the greatest. Buy a few SMALL items and pay the card off EVERY month. This will establish a credit report and rating. After a few months you'll get all kinds of offers in the mail. Get a card with a FIXED rate. Some will give you a low intro rate and then jack it up into the stratosphere. Stay away from variable isrteent rates. Make sure you can make more than the minimum payment if you retain a monthly balance. As long as you do this and don't miss any payments or make them LATE you will keep a good rating and get offers for even better cards. And remember READ ALL THE FINE PRINT!References : Was this answer helpful?

I completely understand what you are saying about people who are really in that situation and that's why I feel ashamed by what I've done. Thanks for your help/advice, it's very much appreciated!

I have tried to explain why I said that I had tried to kill myself when I hadn't, to try to make things better, but the person just said that no matter what I was going through there was no justification for me saying this. I have asked for forgiveness and due to them being a strict Christian they have said that this is what they are supposed to do but I'd really like another chance. I know that this is very very unlikely due to them giving me chances in the past and I have kept pushing their help away no matter how many times they try. I am a complete idiot and who would blame them for never wanting to speak to me again. Thanks for your help/advice, though, very kind of you!

You poor bastard.

You must tell the truth & say them to forgive you.

..you shouldn't lie about wanting to kill yourself/having depression. It makes the ones that try to overcome it, look like they're lying too. Maybe if you didn't lie, things would be better.